“The Richest Man In Babylon” is a fantastic little book that really motivates you to get saving. It’s a cult classic that has sold more than two million copies and has people raving about it from all over the world. I picked it up for my husband after seeing it on Bill Gate’s Recommended Reading List, but I’ve actually come to love it myself as well!
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The budgeting software that we use is YNAB (You Need A Budget) and it is so so great, I literally cannot recommend it highly enough. It’s the best thing that we’ve done for our finances, and our marriage. So here is a little introduction to this fantastic piece of software.
Apples are a great source of vitamins, and can be turned into so many things. Generally, if they are less than $3/kg they are a good price – so when I saw them in Countdown for $1/kg I knew it was a deal I had to take advantage of!
We’ve gone through a few breakfast options in our household, but after a lot of experimentation have settled on a few staples. The obvious choice, if you’re aiming to cut down on groceries, is to not buy Fruit Loops, Nutrigrain, or expensive mueslis – but how do you figure out the cheapest option (that’s still healthy of course!!).
Weet-Bix was our first step (a common NZ staple) and at 50cents per 100g isn’t BAD, per say – but when you have a 6’1″ husband, they can go through a litre of milk with it ($1.60 from my last bill) and the cost can expand really quickly! At that cost, the hubby is cut off, and we only buy this for the Little One’s breakfast (and maybe the OCCASIONAL adult snack).
This is a nice little spicy dish that is very simple, but delicious and a staple in our household. I originally got it from the TearFund “One Helping” cookbook which is part of their “Live Below the Line” challenge – available here or at Countdown. I do put my own little twists on it, but as a basic recipe it’s very easy, very filling, and very very cheap!
My personal challenge at the moment is to keep our monthly groceries $350 or less. It’s a bit of effort to work out, but once you start it actually kind of runs along by itself. The main trick is planning in advance – and over my next few blog posts I’ll show you how I’m doing it. As I live in New Zealand, these are NZ prices, but I’m sure you’ll be able to find something similar wherever you are!
To start us off, here’s recipe number one: Frugal Stew!